Finding All of the Liability Insurance Coverage

There are many intricacies involved in handling truck accident cases. When a person is seriously injured or a family member dies in a truck accident, there is a concern as to whether there will be enough liability insurance coverage to compensate the injured person or the deceased and his/her estate. Incredibly, semi-trucks are only required to carry $750,000 in insurance coverage, and most carry only this minimum amount.

When I have a client who is seriously injured in a truck accident, or when I am hired by a spouse or family because their loved one dies in a truck accident, my first order of business is to begin the process of determining who may be liable. Being an experienced truck accident attorney, I know that it may not only be the truck driver and the owner of the truck who are liable.

In addition to the truck driver, and the truck owner, the owner of the trailer may be liable. Additionally, there may another trucking company who is responsible under Federal or State law. Furthermore, the broker or shipper may be responsible. There also may be responsibility on the part of the person and company who loaded the truck. Each of these persons or entities are required to carry liability insurance in differing amounts, so it is critical that a thorough, knowledgeable investigation be done to determine who may be liable, as it will increase the pool of money available to compensate the seriously injured person or one who has died, and his loved ones.

This is why, when one is seriously injured in a truck accident, or a loved one dies in a truck accident, you need an experienced attorney who is knowledgeable about the trucking industry, and who knows how to properly and thoroughly investigate all aspects of the truck accident. An attorney who knows how and where to find all the information necessary to identify all possible persons or entities who may be responsible, so that you can receive full compensation.

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James A. Payonk, Jr.

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Orland Park, Illinois 60467

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